One of the salient features of the ‘Apni Chat Apna Ghar’ scheme is the provision of an interest-free loan of PKR 15 lakhs. This financial assistance is a game-changer for many families, enabling them to purchase 5-marla plots in urban areas and 10-marla plots in rural areas. The interest-free nature of this loan makes it highly attractive, as it eliminates the burden of additional costs that usually come with borrowed money.
Moreover, the scheme offers a grace period of three months during which no repayment is required. This grace period is a thoughtful inclusion, allowing new homeowners to settle into their new homes without the immediate pressure of paying off the loan. After this period, the monthly installment is fixed at PKR 14,000, making it possible for a wide range of income groups to manage their repayments.
